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Marcelina
Marcelina is 34 years old and has been married to Luciano for 17 years. They have four children, ages 17, 15, 13, and 11. They own their own house and it is located in the indigenous community of San Cristóbal de Shankivironi in Chanchamayo.

She works in agriculture. She has two parcels of land that produce pineapples, bananas, starfruit, coffee, and yucca. She also has half a parcel planted with oranges and three in full harvest. "I am in charge of administering my production and I hire laborers to do the work," she mentions, as she used to also do the hard labor herself.

For his part, her husband works at an electricity company where he receives a monthly salary. He travels constantly for his job, to different cities for each project he is assigned to.

Marcelina puts a lot of effort into caring for her crops because she knows that with great care she can obtain a good income for her family. She sells the majority of her produce in the city, though once in a while buyers come to her own community.

She hopes to improve her produce, especially coffee - one of the best crops - and to thereby improve her quality of life.

This is Marcelina's fifth loan with Microfinanzas Prisma, and she mentions that she will be punctual with her repayments. She belongs to the “Los Pomporitos de San Cristóbal” Communal Bank and she identifies with the group to the point that she took on the responsibility of being the treasurer.

She will invest the requested money in the purchase of bags of fertilizer and to pay the people she hires to clean and fertilize her coffee crops, which are now in full harvest.
View original language description ↓
Marcelina tiene 34 años, está casada con Luciano hace 17 años. Ellos tienen cuatro hijos de 17, 15, 13 y 11 años. Su casa es propia y está ubicada en la comunidad nativa San Cristóbal de Shankivironi en Chanchamayo.

Ella se dedica al trabajo del campo, posee dos parcelas de terreno donde produce piñas, plátanos, carambolas, café y yucas; además de media parcela de naranjas plantadas y tres en plena cosecha. “Me encargo de administrar mi producción y contrato personal para que trabaje”, menciona, ya que antes ella también se dedicaba al trabajo arduo.
Por su parte, su esposo trabaja en una empresa de electrificación, donde recibe una remuneración mensual, por eso viaja constantemente a distintas ciudades por cada proyecto que le designen.
Marcelina cuida sus cultivos con mucho ahínco porque sabe que gracias a un buen cuidado puede obtener buenos ingresos para su familia. La mayor parte de su producción la comercializa en la ciudad y de vez en cuando llegan compradores hasta su propia comunidad.
Ella espera mejorar sus cultivos, especialmente el café, que es uno de los mejores frutos y así optimizar su calidad de vida.

Éste es su crédito número 5 con MFP, por eso menciona que será puntual en el pago de las cuotas. Pertenece al banco comunal “Los Pomporitos de San Cristóbal” y se siente identificada con el grupo, al punto de tomar la responsabilidad como tesorera.
Invertirá el dinero que solicita en la compra de bolsas de abono, y en el pago del personal que contratará para la limpieza y abono de sus cultivos de café, ya que se encuentra en plena cosecha.

About Peru

  • $12,000
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Marcelina to buy fertilizer and to pay laborers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 21, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013