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Ana Emilia
Ana, at 24 years old, has big aspirations. One of them is to be a micro-businesswoman. She lives in Duran where she has a general store. The idea emerged as her aspirations grew, and with it, the idea that she wants to have a better future for her family.

She does her work throughout the day until night time. At the interview it was observed that she does it in a pleasant and friendly way. She says that is the secret to her success, and because of that she has a lot of customers. She is married to Roberto who is a security guard. They have two children, ages 5 and 1. They are not in school yet, but next year they will attend.

She thanks God that her work benefits her well being. The loan will be used to buy supplies, sodas, rice, sugar, etc. In the future, she would like her store to be the biggest in the area with a dollar store to improve its profits.
View original language description ↓
Ana a sus 24 años tiene grandes aspiraciones, una de ellas es ser microempresaria. Vive en Duran en donde tiene una tienda de abarrotes. La idea surgió a medida que sus aspiraciones crecieron y con ello tener un mejor porvenir para su familia. El trabajo lo hace en el transcurso del día hasta la noche. Pudimos observar en la entrevista que lo realiza de manera amena y amigable. Nos comenta que ese es el secreto de su éxito por eso tiene mucha clientela. Está casada con Roberto quien es guardia de seguridad. Tienen 2 niños de 5 y 1 año de edad, aun no están en la escuela pero el próximo año asistirán. Da gracias a Dios ya que su trabajo le beneficia para su cuidado. El crédito lo empleara en la compra de víveres, gaseosa, arroz, azúcar etc. a futuro le gustaría que su tienda sea la más grande del sector con un bazar para mejorar sus ingresos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Ana Emilia to buy supplies, sodas, rice and sugar.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Jun 1, 2012
Currency Exchange Loss:
Jul 1, 2012