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Jose Lino
José Lino is 32 years old, married, lives with her wife, two sons, his mother and two brothers.

With the loan, he wants to pay for the agricultural inputs such as fertilizers and sprays and the labor and also to buy the coffee plants. He has thought that he will buy all these agricultural inputs and the seedling of coffee for his next coffee planting. With this, he hopes to make better profits, obtain a better quality of life and economic stability.

This is his first loan from FUDECOSUR. He has had other loans from the government banks, but FUDECOSUR has offered him a loan with better characteristics and much lower rates.
View original language description ↓
José Lino, tiene la edad de 32 años, está casado, vive con su esposa dos hijos y con su madre y dos hermanos actualmente. El con el crédito pretende comprar insumos como abonos y fumigaciones y ayudarse con la mano de obra y además comprar el almacigo de café. El tiene pensado comprar todos estos insumos y el almacigo de café para su posterior siembra y poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose Lino to pay for the agricultural inputs and buy the coffee plants.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 14, 2012
May 21, 2012
Currency Exchange Loss:
Oct 17, 2014