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Las Pioneras Group
In this Group: Deysi Flor, Maria De Los Angeles, Jacinta, Maria, Albina, Maribel, Emma Elena, Marilyn
Sra. Deysi is in a common-law relationship and has two school-age children. She is 32 years old and currently a member of the Communal Bank "Las Pioneras" (The Pioneers), which consists of eight members who engage in different retail activities.


Deysi works in a store located in her home. She started this business six years ago when her children were starting school. Deysi knew that she needed more money to cover the cost of her children's education and to pay for basic expenses, such as food and utilities. She used whatever capital she had to invest in the purchase of staples such as rice, milk, sodas, and other products and her business grew over time. Deysi says that she has worked very hard with the support of her husband. Thanks to her effort and dedication, her income has improved, her children are able to study, and she has gradually been able to buy things for her home so that her entire family can have a better quality of life.


Deysi is requesting a new loan in order to buy staples, such as rice and noodles. With the help of the loans from EDAPROSPO, she will be able to accomplish her goals through hard work and effort.

View original language description ↓
La Sra. Deysi es conviviente, tiene 2 hijos en edad escolar, Deysi tiene 32 años de edad actualmente es integrante en la alcancía comunal “Las Pioneras” grupo conformado por 8 socios que se dedican a diversas actividades de comercio. Deysi trabaja desde hace 6 años en una bodega que está ubicada en su casa este negocio surge a raíz de que sus hijos empezaron asistir al colegio, Deysi sabía que necesitaba más ingresos para poder cubrir la educación de sus hijos y los gastos básicos de alimentación y pago de servicio es así que tenía un capital y lo invirtió en comprar insumos arroz, leche, gaseosa etc., con el tiempo su negocio fue creciendo Deysi nos cuenta que todo lo logro trabajando muy duro con el apoyo de su esposo , gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, sus hijos pudieron estudiar, poco apoco fue comprando cosas para su hogar y sobre todo su familia cuenta con una mejor calidad de vida, con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar insumos (Arroz, Fideos) .Sabemos que Deysi cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Pioneras Group's $1,675 loan helped a member to buy rice and noodles.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012