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Yasney
Yasney, 30, lives with her spouse and 11-year-old daughter in the town of Soledad. There she has her business selling bananas, making the most of the experience of her husband's family, who sell bananas wholesale.

This was how she began making sales from store to store and neighbor to neighbor in 2010. Since it went well for her, she got excited and decided to work in this business full time. Today her business has grown because she has been able to concentrate on a lot of customers, between shopkeepers, retail distributors, and neighbor families. She and her husband want to focus their efforts on her business so that later on they can get a place for distributing the bananas, adding vegetables as well.

Currently her working capital has become her biggest challenge to realizing her dreams. This is exactly why she is coming for a Kiva loan, the first loan she has received from Fundación Mario Santo Domingo. She will buy bananas wholesale because she has customers to whom she gives credit and she has to wait for her portfolio to recover before she can respond to new customers, who are the source of growth she is hoping for.

While she works to realize her goals, she manages a sales profitability of no less than 5%, suitable for this business, an economic indicator from which we [Fundación Mario Santo Domingo] project her business growth and predict her success with the Kiva loan.
View original language description ↓
Yasney de 30 años vive con su cónyuge y su hija de 11 años de edad, en el Municipio de Soledad. Allí tiene su negocio de venta de plátanos, actividad a la que se dedicó, aprovechando la experiencia de la familia de su cónyuge, quien se dedica a ella comercializando en un mayor volumen; así fue como en el año 2010, empezó haciendo preventa de tienda en tienda y de vecino en vecino, como con ello le fue bien, se entusiasmó y decidió dedicarse a este negocio en pleno. Hoy su negocio ha crecido, porque ha logrado concentrar mucha clientela, entre tenderos, distribuidores al menudeo y familias vecinas. Con su cónyuge desean concentrar sus esfuerzos en su negocio, para mas adelante tener un local desde donde distribuir los plátanos, adicionando verduras también. En la actualidad su capital de trabajo se convierte en su gran desafío para lograr alcanzar sus sueños y esta es justamente la razón por la cual acuden a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará plátanos en mayor volumen, pues tiene una clientela a quien le hace créditos y debe esperar recuperar toda su cartera para responder a nuevos clientes, que son la fuente del crecimiento que ella espera. Mientras trabaja para lograr sus metas, maneja una rentabilidad sobre las ventas no menor del 5%, apropiada para este negocio, indicador financiero desde la cual proyectamos su crecimiento empresarial y auguramos su éxito con el credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 393
    View loans »
    Colombia Loans Fundraising
  • $14,624,375
    Funds lent in using Kiva
  • 1,762.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Yasney to buy bananas wholesale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2012
Listed
May 22, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013