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Paulo Cesar
PAULO CESAR is 29 years old, single and has no children. He lives with relatives in Guaranda in Bolivar Province.

PAULO CESAR is dedicated to repairing automobiles. He is a mechanical engineer. He is applying for a loan to purchase tools such as bits, axles and batteries. With the help of the loan he will be able to improve the workshop where he works.

He will buy the tools in Ambato. His dream is to be able to expand his workshop and provide work for those who need it.

The challenge he faces is to be able to work for a much longer time. In his spare time he likes to play sports.
View original language description ↓
PAULO CESAR tiene 29 años de edad es soltero no tiene hijos, vive con los familiares en Guaranda provincia de bolívar.

PAULO CESAR se dedica a arreglar vehículos el es Ingeniero Mecánico. Solicita el crédito para comprar herramientas cómo brocas, ejes, baterias. cion la ayuda del crédito podrá mejorar el taller donde trabaja.

Las compras lo hará en Ambato. El sueño es poder ampliar el taller y dar trabajo a personas que lo necesitan.

El desfío al que se enfrenta es poder trabajar por mucho tiempo más. En el tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Paulo Cesar to purchase tools such as bits, axles and batteries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
May 21, 2012
Currency Exchange Loss:
Mar 15, 2013