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Natela is from Vani District, West Georgia. She is 37 years old, married and lives with her family: husband – George, two daughters (17 and 12 years old) and mother-in-law (pensioner). The children go to school.

Natela and George lead the agricultural business for the family, which is the only source of the income for them. Natela is busy with the family-owned dairy farm which has 6 milk cows. Natela produces on average 100 kg of cheese and sells it on the local open market. She takes the cheese to the market 3-4 days a week. George helps Natela and also works in the family-owned vineyard which has 1000 wine trees. He produces wine and sells it in the village. The total average monthly income for the family is 500 Laris.

Natela requested credit to purchase a tractor. With it, George will provide various agricultural services mainly tilling to local farmers. He will be paid for this services and the family will get additional income. With the increased income, Natela will be able to save some funds to finance her daughters’ education.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Natela purchase a tractor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 1, 2012
May 14, 2012
Currency Exchange Loss:
Jul 17, 2013