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Oscar Andrey
Oscar Andrey is twenty years old and single. He lives with his parents and siblings, and they are his greatest priority. He plans to use the loan to buy fertilizers and to pay for the labor to help with the coffee. This way he will assure himself of doing a good job.

What he plans is to take advantage of the good weather conditions and the land that he has for this cultivation. He will also put into practice the experience he has in growing coffee. He will be able to buy the best products, better quality products, so that his crop develops well and is healthy. He will then have an adequate production in the short term.

This is the first loan that he has received from FUDECOSUR. He has not had other previous loans with state banks. FUDECOSUR has provided the loan with the best terms and a much lower interest rate.
View original language description ↓
Oscar Andrey, tiene la edad de 20 años, está soltero, vive con sus padres y hermanos que son su mayor prioridad. Él con su crédito pretende hacer la compra de fertilizantes y pagar mano de obra para la asistencia de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de clima y suelo que cuenta para este cultivo, y también poner en práctica la experiencia en el manejo de café. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener a corto plazo una producción adecuada. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Oscar Andrey to pay for assistance with the coffee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 21, 2012
Currency Exchange Loss:
Aug 17, 2014