Grace is a 34-year-old married woman with three children living in Kagadi, Uganda. She operates a stationary business in Kagadi, which she has run for a period of five years. She got start-up capital from savings, as she first worked in a hotel as a waitress. Inadequate capital and price fluctuations are challenging factors affecting her business. She would like to educate her children and hire employees to help her expand her business. Grace wants a loan to buy books, pens, and reams of paper to sell.