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Roza is 59 years old. She is a widow and has two children. For the past twenty years, she has been involved in farming and animal husbandry, a business she got into with an initial amount of 10,000 som (KGS). Thanks to her hard work, her business now comprises two dairy cows and seven sheep, and she makes 3,500 som per month selling milk and dairy products.

In order to further develop her business, Roza has turned to Bai Tushum & Partners for a loan of 135,000 (KGS) which will be used to purchase young bulls to be fattened up and resold. Roza plans to invest the earnings from her loan into further expanding her livestock business.
View original language description ↓
Розе 59 лет, вдова, имеет 2 детей. Роза на протяжении 20 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 10,000 сом (KGS). Благодаря упорному труду Розы в ее хозяйстве на сегодняшний день имеется 2 дойные коровы и 7 овец, продажа молока и молочных продуктов составляет 3,500 сом в месяц.
В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы от кредита Роза планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Roza to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 13, 2012
May 15, 2012
Currency Exchange Loss:
Jun 17, 2014