Luz Y Vida (Cuenca) Group
Gloria Susana is one of the members od this group. She is 44 years old and she is a single mother of 5 children, aged 29, 27, 24, 21 and 19. He first two children have a job and they economically help her, two daughters are married and live independently and her youngest son is attending one of the schools in town. She lives in a rented house as she doesn’t have one of her own.
Gloria Susana has been engaged in selling clothes, shoes and various home products for one years; at the same time, she also breeds hens and “cuyes” (“cuy” is Quechua for Guinea pig), and she sells these animals in her community. She does not work fixed hours, but she works from Sunday to Sunday.
This is her second loan with her Communal Bank; the loan she is requesting will be used to buy shoes, clothes and home products to have a wider variety of products for her customers.
She dreams of having a house of her own.
Una de las socias de este grupo es la Señora. Gloria Susana, tiene 44 años de edad, es madre soltera de 5 hijos de 29, 27, 24, 21 y 19 años de edad, sus dos primeros hijos trabajan y le ayudan económicamente, dos hijas son casadas y viven independientes, su último hijo está estudiando en una escuelita de la ciudad. No tiene casa propia por lo que vive arrendando.
La Señora. Gloria Susana hace un año se dedica a la venta de ropa, zapatos y varios artículos para el hogar, también cría gallinas y cuyes los que vende en su comunidad, trabaja de domingo a domingo sin un horario fijo.
Se encuentra en el segundo crédito que realiza en el banco comunal y lo va a invertir en la compra de zapatos, ropa y artículos para el hogar para tener una mayor variedad de productos para su clientela.
Su sueño es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid