Check out some available loans that are similar to this one!
Verónica
Verónica is 22 years old and lives in humble conditions with her family which consists of her husband and two children. Because of the economical situation it is not easy in these times. Some years ago she decided to work making and selling handicrafts such as griddles, vases, and flowerpots which she makes at home. She made this decision because her husband’s income as a mason was not sufficient to meet the household expenses.

In addition to this business she also works growing corn and beans as their living conditions are very basic and they need to find a way to make a living. Her family is the main source of inspiration for Veronica, and her greatest desire is to give them a better quality of life, different from what she and her husband have had.

She is asking for this loan in order to invest in the business buying raw materials for the making of the handicrafts (water, clay, wood, etc.) and in order to buy farming supplies (compost, seeds, fertilizers, etc.). She wants to continue working in her business as she hopes that in this way she can stabilize her business and continue to receive earnings that will provide better life opportunities.
View original language description ↓

Verónica tiene 22 años y vive en condiciones muy humildes junto con su familia la cual está conformada por su esposo y dos hijos. Debido a que la situación económica no es nada fácil en estos tiempos, hace algunos años decidió dedicarse a la elaboración y venta de artesanías como comales, jarrones y macetas de barro, las cuales elabora en su hogar de residencia. Esta decisión la tomo a partir de que las necesidades no eran cubiertas con los ingresos percibidos por el esposo en el trabajo de albañilería. Además de este negocio también se dedica al cultivo de maíz y frijoles ya que sus condiciones son muy sencillas y necesitan buscar la forma de ganarse la vida. La familia es la principal fuente de inspiración para Verónica, ya que su mayor deseo es poder darles mejores condiciones de vida, diferentes a las que ella y su esposo han tenido. Solicita este préstamo para invertir en el negocio en la compra de la materia prima para la elaboración de las artesanías (agua, barro, leña, etc.) y para comprar insumos agrícolas (abonos, semillas, fertilizantes, etc.), desea seguir manteniendo activo su negocio por lo que espera que de esta forma pueda darle mayor estabilización a su negocio y poder seguir percibiendo los ingresos que le den mejores oportunidades de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 437
    View loans »
    El Salvador Loans Fundraising
  • $22,741,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Verónica to buy water, clay, wood, compost, seeds, fertilizers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
May 21, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013