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Ruth Yanira
Ruth Yanira is 35 years old and lives in a house on her property together with her family, which is composed of her sister and her three sons aged 18, 16 and 13. She has had a store for several years. Ruth is an incredible woman who works hard to raise her beloved family. She is well known in the area and has many good references from her neighbors who say that they are very satisfied with the service that she provides them. Due to her charisma she has succeeded in gaining the confidence of many people, so that she has regular customers who prefer her more each day. This is because she is an entreprising, hard-working and responsible woman. For Ruth the most important thing is her family, which is her main inspiration for working hard and being able to afford the necessities. SHe decided to request this loan from INTEGRAL to invest in her business to buy various store products such as: sugar, beans, rice, coffee, milk. sweets, pasta and other items that will allow her to attract more customers. Her wish is to increase the products she offers so as to increase her income and as a result her quality of life and that of her family.
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Ruth Yanira de 35 años de edad, habita en casa de su propiedad junto con su grupo familiar el cual está conformado por su hermana y por sus tres hijos de 18, 16 y 13 años de edad. Ella se dedica al comercio de tienda desde hace varios años. La señora Ruth es una mujer increíble la cual trabaja duramente para sacar adelante a su querida familia. Es muy conocida en la zona y tiene muy buenas referencia de parte de sus vecinos los cuales expresan estar muy satisfechos con el servicio que reciben de su parte. Gracias a su carisma ha sabido ganarse la confianza de muchas personas por lo que cuenta con muchos clientes fijos los cuales cada día la prefieren más, ya que es una mujer muy emprendedora, trabajadora y responsable. Para la señora Ruth lo más importante es su familia, la cual es su principal inspiración para trabajar duramente y poder cubrir sus necesidades. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de variedad productos de tienda como: azúcar, frijoles, arroz, café, leche, golosinas, macarrones y de más artículos que permitan atraer a más clientes, dado que su deseo es aumentar su oferta de tal forma que esto le permita aumentar sus ingresos y por consecuencia su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 775
    View loans »
    El Salvador Loans Fundraising
  • $25,628,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ruth Yanira to buy: sugar, beans, rice, coffee, milk, sweets, pasta.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 20, 2012
Currency Exchange Loss:
Nov 17, 2013