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Yanira Marilú
Yanira Marilú is 34 years old and lives in her own home. She is a single mother of three children, ages 11, 9 and 8 months. She has made a living running her general store for many years. She is known for being an enterprising woman with a knack for business. With a lot of hard work and dedication she has been able to keep her business going as her main source of income. She has worked arduously to make headway for her family, and little by little she keeps making progress and providing for her beloved children, who are her inspiration. Yanira has a strong desire to move up in life and give her family a better life but it has been very difficult to grow amid the limitations she faces, and she knows the only way to change her situation is to work very hard and find fresh capital to invest. For all those reasons she has decided to request this loan from Kiva partner Apoyo integral to invest in her small business by purchasing products like beans, rice, sugar, candy, cookies, bread, salt, detergent and other items. This will keep her store stocked in a such a way to attract more customers, which will increase her sales and income, and these results will help her improve the quality of life for her and her children.
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Yanira Marilú de 34 años de edad, habita en casa de su propiedad, madre soltera, junto con sus dos hijos de 11, 9 años y uno de 8 meses. Ella se dedica al comercio de tienda desde hace muchos años. Se caracteriza por ser una mujer emprendedora ya que tiene mucha facilidad para los negocios. Con mucho esfuerzo y dedicación ha logrado mantener su negocio en marcha el cual es su principal fuente de ingresos. Ha trabajado duramente para lograr sacar adelante a su familia y poco a poco va saliendo adelante y va dando lo necesario a sus queridos hijos, los cuales son su principal fuente de inspiración. Tiene muchos deseos de superarse y de dar a su familia lo mejor ya que para ella ha sido muy difícil crecer llena de limitaciones y sabe que la única forma de cambiar esta situación es trabajando muy duro y capital fresco para invertir. Por todo lo anterior ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su pequeño negocio en la compra de productos de tienda como: frijoles, arroz, azúcar, dulces, galletas, pan, sal, detergente, etc. para mantener surtido el negocio de tal forma que esto permita atraer a más clientes que generen un aumento en las ventas como en los ingresos, de manera que estos resultados ayuden a mejorar su calidad de vida como la de sus hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yanira Marilú to purchase beans, rice, sugar, candy, cookies, bread, salt, detergent, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 27, 2012
May 20, 2012
Currency Exchange Loss:
Mar 15, 2013