Carlota de Jesús is 61 years old and lives alone in her own home. She wants to make improvements to her house as it has many problems, such as broken tiles and leaks. It also needs a floor. Her home is very simple and located in a rural area. This woman has impeccable morals, is very responsible, and is willing to take advantage of the opportunity to have a worthy home for herself and her family. Carlota is very hardworking. She raises hens, which is very profitable, and she receives a pension. She would like to achieve her dream of fixing up her house. For this reason she is requesting a loan from INTEGRAL to purchase tiles, a floor, cement, and tools. She is sure that she will be able to make her payments and has faith that she will have a better quality of life when she lives in better conditions.
Carlota de Jesús de sesenta y un años de edad vive en casa propia sóla, ella quiere realizar una mejora a su vivienda pues ya tiene muchos desperfectos, tejas quebradas, goteras y además también necesita piso, es una vivienda muy sencilla en una zona rural. Es una mujer con moral impecable muy responsable y dispuesta a aprovechar la oportunidad de tener un hogar digno para ella y su familia; Carlota es una mujer muy trabajadora, tiene una crianza de gallinas y es muy rentable, además ya es pensionada, quiere realizar su sueño de arreglar su casa, es por eso que le solicita a INTEGRAL un crédito que le permita comprar tejas, piso, cemento, herramientas entre otros. Esta segura que podrá saldar el financiamiento y tiene fe que podrá tener una mejor calidad de vida al vivir en condiciones mas dignas.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.