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María Licida
Maria Licida, 74, lives with her partner and their children who help them with household expenses. Maria sells tortillas and is very well known because she sells the most delicious hot tortillas in the area. Her business is located near a high school, which means she has a lot of customers since the student's parents have them bring tortillas home after school to complement their meals. She makes everything with good quality ingredients and sells it at an affordable price. In addition, the service is quick.

Her daily profits are good but she knows that they could increase if she invested a little more in ingredients. Maria is a hardworking woman and always takes advantage of opportunities that present themselves. She thinks that, in her life, she hasn't had any problems, only millions of challenges.

Growing her business is her biggest goal, and for that reason she has asked INTEGRAL for a loan to buy corn in bulk, propane, oil, etc. Maria is sure that, as with previous loans, she will be able to make all her payments. She also has faith that with hard work she will be able to give her family a better quality of life.
View original language description ↓
María Licida de sesenta y cuatro años de edad vive junto a su compañero de vida y sus hijos quienes le ayudan en el gasto del hogar, ella tiene una venta de tortillas y es muy conocida, pues vende las tortillas más ricas y calientitas del lugar, su negocio está ubicado cerca de un colegio por lo tanto tiene mucha clientela pues a la salida de los estudiantes los padres aprovechan llevar el complemento de sus comidas, todo lo elabora con material de primera calidad y lo vende a precio accesible además el servicio es el más rápido, las ganancias promedio diarias de María son bastante favorables pero sabe que podrían aumentar si invierte un poco más en materia prima; María es una mujer trabadora y siempre aprovecha las oportunidades que se le presentan, piensa que en su vida no ha tenido problemas si no millones de retos, este negocio es su más grade meta es por eso que le solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, gas propano, aceite, etc. María tiene la seguridad que así como en financiamientos anteriores podrá responder a cada una de los pagos, y además tiene fe que con ardua labor podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Licida to buy corn in bulk, propane and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2012
Listed
May 20, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013