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Elsi De Jesús
Elsi de Jesús is thirty-seven years old and lives with her life partner in a house of her own. She has a store where she sells items such as cereal, milk, bread and eggs among others. Her business is located in a very strategic place because of the area it is in. That area is usually crowded which has caused Elsi to have a higher demand at her store every day. Customers prefer to buy from her because she sells high quality products at very affordable prices. Also, people who visit her store are very pleased with the service provided. The daily profit she makes is very favorable, but she wants to increase it in order to gain some more cash flow. Elsi is a persevering, cheerful and very responsible person. She thinks the race to success is not won by the one who starts in the first place, but by the one who gets to the end. This is why she decided to request INTEGRAL for a loan that will allow her to buy basic grains, ready-to-eat products, soft drinks, candy, sweet bread, medicine, etc. Elsi de Jesús is confident she will be able to keep the business running and be constant with every repayment of her loan. Also she has faith in the fact that this will allow her to bring financial security to her home.
View original language description ↓
Elsi de Jesús de treinta y siete años de edad vive junto a su compañero de vida en casa propia. Ella posee una tienda donde vende artículos de primera necesidad como cereales, leche, pan, huevos entre otros, su negocio está ubicado en un lugar muy estratégico por la zona donde reside, dicho lugar es muy concurrido de personas, lo que ha hecho que cada día Elsi tenga más demanda en su tienda, la clientela la prefiere porque vende productos de primera calidad a precios muy accesibles además quien la visita queda satisfecho con el buen servicio, las ganancias diarias que obtiene son muy favorables, pero quiere aumentarlas para obtener un poco más de liquidez; Elsi es una mujer perseverante, alegre y muy responsable, piensa que la carrera hacia el éxito no la gana el que empieza primero, si no quien llega al final, es así como se decidió a solicitarle a INTEGRAL un crédito que le permita comprar granos básicos, productos instantáneos, bebidas, golosinas, pan dulce, medicina, etc. Elsi de Jesús tiene la certeza que podrá mantener el negocio y ser constante con cada pago de su financiamiento, además tiene fe que así podrá llevar al hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 886
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsi De Jesús to buy basic grains, ready-to-eat products, soft drinks, candy, sweet bread, medicine, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 20, 2012
Currency Exchange Loss:
Apr 18, 2013