Ricardo, 22, is single and lives in Guayaquil. Two years ago, he started his t-shirt design business. He tells us that the idea came to him, and he followed up on it. He can't complain because the business is doing well. He started with a few t-shirts to test the market, and little by little his designs have been accepted as seen by the fact that he has a lot of orders. He hasn't had any problems with crime or other misfortunes in his area.
With this loan, he is going to buy printing screens and t-shirts to sell. His goal is to expand so that his income is higher.
Ricardo a sus 22 años es soltero y vive en Guayaquil. Su negocio el cual es diseño en camisetas lo inicio hace 2 años. Nos cuenta que fue una idea que le surgió y la aplico. No se queja ya que le va bien. Empezó con pocas camisetas para probar el mercado y poco a poco a ganado aceptación por lo que ahora tiene muchos pedidos. Hasta el momento no a tenido problemas con la delincuencia en su sector ni algún otro percance. Con el préstamo va a comprar moldes y camisetas para sus ventas. Su meta es la expansión para que sus entregas sean por mayor.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.