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Dolores Moncerrate
Dolores lives in the Trinitaria island, urban site at the south of Guayaquil. She is 45 years old and works doing housework for others, she also sells products by showing catalogs to her clients. Dolores tells us that her day is really busy, from 10 a.m. to 6 p.m. she does housework and during her free time including weekends she sells products. She doesn't see major difficulties in her job, however winter is a problem because the streets are in bad shape and it makes her job harder. She is single but has two children ages 17 and 15, they are both in school. With the loan she will buy cosmetics to sell. In the future she hopes to improve her income because she wishes to expand her house and help her children go to university.
View original language description ↓
Dolores vive en isla Trinitaria sector sur urbano de Guayaquil. Tiene 45 años y se dedica los quehaceres domésticos. A parte de esto también vende productos por catalogo el cual realiza entregando revistas a sus clientes. Dolores nos cuenta que su día es muy movido, de 10 de la mañana hasta las 6 de la tarde realiza quehaceres domésticos y en su tiempo libre incluidos fines de semana a la venta de sus productos. En su trabajo no presenta mayor dificultad aunque el invierno si es un problema ya que se deterioran las calles y le imposibilita su labor. Es soltera pero tiene 2 hijos de 17 y 15 años de edad los cuales están en el colegio fiscal. Con el crédito va a adquirir cosméticos para la venta. En el futuro espera mejorar sus ingresos ya que desea ampliar su casa y ayudar en la universidad a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Dolores Moncerrate to buy lipstick, mascara and powders.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2012
May 20, 2012
Currency Exchange Loss:
Apr 18, 2013