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Gerardo
56-year old Gerardo lives with his wife and children. He earns his living by growing and selling maize and beans. It’s a profitable business if you know how to do it--and Gerardo has 20 years of experience in the field.

He recently started planting his crops but hasn’t finished yet. Now that the rainy season has started he wants to get going again. All that he sells is of first-rate quality and at good prices. With good service thrown in, his customers are always satisfied.

Gerardo is a hardworking, honest, and humble man but always determined too. He sees life as an opportunity to be seized. For this reason he decided to approach INTEGRAL for a loan so he can buy maize and bean seeds, fertilizer, tools etc. He hopes that if he works hard, his goals will be reached. He also grows coffee as a back up; this generates enough income to meet his financial obligations. In these ways he hopes to provide his family with a better standard of living.
View original language description ↓
Gerardo de cincuenta y seis años de edad vive junto a su compañero de vida y sus hijos; él se dedica a la venta del cultivo de maíz y frijol es un negocio muy rentable si se sabe manejar, Gerardo tiene veinte años de experiencia en el ámbito de la agricultura, hace poco comenzó su siembra pero no logro terminar y ahora que empieza la temporada de lluvia quiere avanzar de nuevo, todo lo que comercia es de primera calidad y lo vende a precios accesibles además el servicio es único la clientela siempre queda satisfecha; Gerardo es un hombre trabajador, honrado humilde pero sobre todo perseverante , mira la vida como la oportunidad de invertir en lo que se desea, es por eso que se decidió en solicitarle a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, fertilizantes, herramienta, etc. Gerardo tiene toda la esperanza que si trabaja duro no fallara su idea, además Gerardo cuenta con el respaldo del cultivo de café, el que le genera un ingreso suficiente a fin de poder responder por sus obligaciones económicas, es así como esperá darle a su familia una vida en mejores condiciones.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 786
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gerardo to buy maize and bean seeds, fertilizer, and tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 17, 2012
Listed
May 20, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013