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Ana Cristina
Ana Cristina lives in a house of her own with her family group composed of her 23-year-old husband and year-and-a-half old daughter. Ana is an exemplary woman who rises very early every day to do her household chores and then go out to various areas around where she lives offering her products. She works very hard and is always thinking of ways to help with the family economy since her husband’s income is insufficient to cover all household expenses which are higher every day. It’s worth stressing that her husband works as a bricklayer and often is out of work because he has to wait for projects to happen that he can offer his services to so he does not have steady income.

For Ana, the most important thing is that her family we well and able to enjoy better conditions than she’s had. All of this compels her to work very hard and to find ways to make her business grow. Based on the above, she’s made the decision to ask INTEGRAL for a loan to invest in the business buying a variety of clothes like blouses, skirts, dresses, pants and other items to attract more customers and meet their needs. She trusts that based on this decision she will succeed in increasing profits and be able to improve her and her family’s quality of life.
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Ana Cristina habita en casa de su propiedad junto con su grupo familiar el cual está conformado por su esposo de 23 años y su pequeña hija de 1 año y medio. Ana es una mujer ejemplar la cual cada día se levanta muy temprano para poder cumplir con sus tareas del hogar y luego salir a hacer su recorrido en las diferentes áreas de la zona donde habita para ofrecer sus productos. Trabaja muy duro ya que siempre está pensando en la forma de colaborar con la economía del hogar ya que los ingresos de su esposo no son suficientes para cubrir todas las necesidades del hogar que cada vez son mayores. Cabe recalcar que su esposo trabaja como albañil y muchas veces no tiene trabajo ya que tiene que esperar a que salgan proyectos de en los que él puede prestar sus servicios por lo que no cuenta con un salario fijo. Para Ana lo más importante es que su familia este bien y que pueda disfrutar de mejores condiciones a las que ella ha tenido. Todo esto la obliga a trabajar muy duro y a buscar la forma de hacer crecer su negocio. En base a lo anterior a tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de variedad de prendas de vestir como: blusas, faldas, vestidos, pantalones y de mas artículos que puedan satisfacer y atraer a más clientes. Confía que a partir de esta decisión logrará incrementar sus ganancias y podrá mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 626
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ana Cristina to buy clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
May 20, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 16, 2012