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Ana Gloria
Ana Gloria is 49 years old and lives in her own home that was built by her husband. She lives with her entire family, including her small granddaughter who is 3 years old. With the help of her family, she makes and sells a variety of sweets from her home. She decided to start this business because her husband's income was not covering the household expenses, which seemed to grow every day.

Her husband works in agriculture, but he does not earn a steady income because agriculture is seasonal work. For this reason, he does not have a reliable monthly income. Therefore, Ana works hard and is always thinking of ways to further help support her household.

She has the advantage of being very well-known in her region, and many people give her good personal and work references. All of this has enabled her to be successful in selling her delicious and fresh handmade sweets. She prepares them every day and then sells them.

She decided to seek a loan so that she can invest in the necessary ingredients for her sweets, such as milk, sugar, coconut, tamarind, papaya and milk. She trusts in God, this institution, and that with her work and dedication she will be able to reach her objective of improving the quality of life for her family.
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Ana Gloria de 49 años de edad, habita en casa propia junto con su grupo familiar el cual está constituido por su esposo y su pequeña nieta de 3 años de edad. Junto con la ayuda de su familia se dedica a la elaboración y venta de variedad de dulces los cuales los comercializa en el interior de su hogar. Decidió dedicarse a este negocio en vista que los ingresos percibidos por el trabajo de su esposo no logran cubrir los gastos de las principales necesidades de su hogar los cuales cada día son mayores. Su esposo se dedica a la agricultura razón por la cual no cuentan con una fuente de ingresos fija ya que la agricultura es por temporada por lo que no hay un ingreso seguro de manera mensual. Por todo lo anterior la señora Ana trabaja duramente ya que siempre está pensando en la forma de ayudar con la economía de su hogar. Cuenta con la ventaja de que es muy conocida en la zona y muchas personas dan buenas referencias de su trabajo y de su persona. Todo esto le ha permitido tener éxito en la venta de sus deliciosos y frescos dulces artesanales que cada día prepara y pone a la venta. En vista de todo lo anterior ha tomado la decisión de presentarse a esta institución para solicitar este crédito e invertir en los insumos necesarios como: leche, azúcar, coco, tamarindo, papaya, etc. para la elaboración de los deliciosos dulces que con mucho amor realiza en cariedad de coco tamarindo, papaya y leche. Confía en Dios y en esta institución que con su trabajo y dedicación logrará alcanzar su objetivo de mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $22,832,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ana Gloria to buy milk, sugar, coconut, tamarind, papaya, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2012
Listed
May 20, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013