A loan of $1,600 helped to buy notebooks, computer paper, coloured paper, calculators, erasers, crayons etc.

Walter Ramiro's story

Walter Ramiro lives in his own house with his retired mother. He’s been a businessman for many years; he runs a small bookshop where he sells telephone cards and also has a photocopier. Through much effort and dedication he has managed to keep his bookshop going for a long time. The income from it has allowed him to get ahead and helped him with household expenses. At the moment he has no source of income apart from the bookshop and his mother’s pension.

Señor Walter is an enterprising man who lets no business opportunity pass him by. He’s a man who likes a challenge, and when he sets himself a task, he does it in the best possible way until he succeeds. It should also be noted that Walter has very good references from his neighbours who say they are very satisfied with the service he provides since they find the best prices in his store.

Like all forward-looking individuals, Walter wants to invest in his business, so he is seeking a loan from this institution as he doesn’t have enough money of his own. He plans to use the loan to buy merchandise for his store such as notebooks, computer paper, coloured paper, calculators, erasers, crayons, and anything else his customers might like. Walter has great hopes that these purchases will bring in more money so that he can improve his own and his mother’s standard of living.

Translated from Spanish by Kiva volunteer Jane A

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