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Herson Baldemar
Herson Baldemar, 21, lives in the family home with his parents and brother. He sells natural and popular remedies near the central market where he lives. He’s very well known in the area for being a hardworking, responsible man. He and his family are businesspeople; they all work in commerce which allows them to work together to improve their situation and attain a better lifestyle since they live in humble circumstances which become more difficult every day; the economic situation is not at all easy which is why they have to work even harder to manage to keep their business afloat and continue to seek the fruits of their labors.

Like all enterprising men he’s decided to approach this institution to request this loan that will make it possible for him to invest in his business purchasing larger amounts of medicine like: vitamins, antifungal pomade, deparasitizers, gastritis medicine, natural soaps, etc. to increase his inventory and be able to meet increased market demand since this is the only way he will be able to stay afloat in the world of commerce and be able to continue seeking profits which to date have allowed him to contribute towards household expenses which are greater all the time.
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Herson Baldemar de 21 años de edad, habita en casa familiar junto con sus padres y hermano. Él se dedica al comercio de medicinas naturales y populares cerca del mercado central de la zona donde él habita. Es muy conocido en la zona como un hombre trabajador y responsable. Tanto él como su familia son personas de negocios, todos se dedican a la actividad del comercio lo cual les permite trabajar unidos para lograr mejorar su situación y alcanzar un mejor estilo de vida, ya que viven en condiciones humildes las cuales cada vez se ponen más difíciles y la situación económica no es nada fácil, por lo que necesitan trabajar más duro para lograr mantenerse en marcha con su negocio y poder seguir persiguiendo los frutos de sus esfuerzos. Como todo hombre emprendedor ha tomado la decisión de acercarse a esta institución para solicitar este crédito que le permita invertir en su negocio en la compra de medicamentos al por mayor como: vitaminas, pomadas para hongos, desparasitantes, medicamentos para la gastritis, jabones naturales, etc. para aumentar su inventario y poder cubrir una mayor demanda de mercado ya que solo de esta forma podrá mantenerse a flote en el mundo del comercio y podrá seguir persiguiendo los beneficios que hasta el momento le han permitido colaborar con los gastos de su hogar que cada vez son mayores.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 694
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Herson Baldemar to buy natural remedies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2012
May 20, 2012
Currency Exchange Loss:
May 17, 2013