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Susan Mary
Susan Mary is 21 years old and in a common-law relationship. Her husband performs painting and woodworking jobs. They have two children, ages 2½ and 7 months. Susan lives with her family in San Pedro Sula, Cortes.

She has a small grocery business. A large part of her income depends on selling basic necessity products for daily consumption such as rice, salt, lard, sugar, beans, candy, and other items. Her store was established approximately seven months ago because she needed to generate income. Susan previously worked at a restaurant, but she quit because she wanted to spend more time taking care of her family. Therefore, she decided to work on her own. She feels satisfied because now she is able to manage her time between looking after her family and managing her business.

Susan is requesting a loan from ODEF in the amount of 8,000 HNL in order to invest in her grocery business by purchasing everyday consumer products. With her earnings, she will be able to maintain a better quality of life. Her goals for the future are to have a better store in the area, to improve her family's quality of life, and to continue utilizing the benefits of the credit services provided by ODEF.

View original language description ↓
Susan Mary tiene 21 años de edad, vive en unión libre y su esposo se dedica a hacer trabajos de pintura y ebanistería, tiene 2 hijos de 2 años y medio y otro de 7 meses de edad, vive con su familia en la ciudad de San Pedro Sula, Cortes.
Susan tiene un negocio de una pequeña pulpería. La mayor parte de sus ingresos dependen de la venta de productos de primera necesidad para el consumo diario, como el arroz, sal, manteca, azúcar, frijoles, y golosinas etc. Esta pulpería la estableció hace 7 meses aproximadamente debido a la necesidad de ingresos económicos. Anteriormente trabajaba en un restaurante pero no le quedaba tiempo de atender a su familia y decidió trabajar en lo propio. Se siente satisfecha porque ahora puede coordinar su tiempo atendiendo a su familia y administrando al mismo tiempo su negocio.
Ha solicitado un préstamo con ODEF, de 8,000 lempiras para invertir en el negocio de pulpería en compra de productos de consumo diario. Con sus ganancias mantendrá una mejorar calidad de vida.
Sus metas en el futuro es tener la mejor pulpería de la zona, mejorar la calidad de vida de su familia y seguir beneficiándose con los financiamientos que la Institución le facilite.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 64
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Susan Mary to buy merchandise to restock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2012
May 21, 2012
Currency Exchange Loss:
Jul 27, 2013