Update on MarleneSra. Marlene is originally from the residential area of San Carlos, which is about 15 kilometers from the town of San Jose. She has her own home that she purchased through hard work. Her current business is selling charcoal at the local market. She is in a common-law relationship with Sr. Luis, who is a chainsaw operator. They have three children who are of school age.
With the money from this loan, Sra. Marlene will buy charcoal in bulk so that she can sell it in smaller amounts. She is a hardworking and responsible person. Her wish is to see her children become professionals and good people. Marlene is grateful to Emprender for the financial support it has provided so that she can have a better quality of life.
Previous Loan DetailsMarlene is from the small village of San Carlos, some 15km from the town of San José. She owns her own home which she managed to buy with a lot of hard work. Marlene's business is selling shoes. She sells her products in Barrio Lindo street market and in the regional market. She lives with… More from Marlene's previous loan »
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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