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Julian
38-year-old Julian comes from Teustepe. He is married and studied up to the third year of his primary education. He is a farmer by trade and works sowing corn, beans and wheat. He is the father of three children. Julian started in his business 26 years ago. Through his efforts and hard work, he has been able to improve his living conditions and buy necessary items for his home. His harvests have been beneficial as he has used the profits that he has made to set up a grocery store in his home in order to help toward the household expenses. During the sowing season, Julian pays laborers because he doesn't have family support. After he harvests his produce, he sells it in Managua where there is a lot of commerce.

Julian is requesting this loan to buy bean seeds and supplies that he needs for sowing his crops. He believes that the loan will help him because he will be able to sow his crops at the correct time and expand the area over which he grows his crops. His future plans are to repay the loan and invest in his harvest. He will use the profits he makes to strengthen his sales. Julian also hopes to continue improving the infrastructure of his house. His immediate goals are to prepare his land and buy the seed that he needs for sowing his beans.
View original language description ↓
Julian de 38 años de edad es originario de Teustepe, casado, realizo estudios hasta el tercer grado de primaria, de oficio agricultor se dedica a la siembra de maíz, frijol y trigo, padre de 3 hijos. Inicio su actividad desde hace 26 años, producto de su esfuerzo y arduo trabajo ha podido mejorar las condiciones de su casa, comprar accesorios que son necesarios para el hogar, las cosechas han sido beneficiosas, pues con las ganancias que ha obtenido puso una pulpería en su domicilio para ayudarse con los gastos del hogar. En la temporada de siembra paga mano de obra ya que no cuenta con apoyo familiar, sus productos después de ser cosechados los comercializa en Managua donde el comercio es amplio.
Solicita el préstamo para comprar la semilla de frijol y los insumos necesarios para la siembra del producto, el estima que el crédito le ayudara ya que podrá sembrar en el tiempo programado y ampliar el área de siembra del producto, como planes futuros espera pagar el crédito que invertirá en la cosecha y con las ganancias reforzar la venta seguir mejorando la infraestructura de su casa, sus metas próximas es preparar el terreno y comprar la semilla que necesitara para la siguiente siembra de frijol.

About Nicaragua

  • $3,636
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $23,416,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Julian to buy bean seeds and the supplies he needs to sow his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 25, 2012
Listed
May 19, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013