Angelica is 35 years old. She is unmarried and lives with her partner and their 3 children, who are ages 4, 6, and 16. She makes a living preparing and selling bread and salteñas [empanadas] at her bakery, which is located in the town of Monte Grande. This is Angelica’s first loan with Emprender, and she will use it to purchase a large oven and gas cylinders for her bakery. She is asking for this loan so she can grow her business and thus generate more profits. Angelica’s main challenge in her business is increasing her production, and therefore her earnings as well. She is going to use her profits to improve her family’s quality of life. Angelica’s dream is for her business to do well so she can leave something for her children.
La Sra. Angelica tiene 35 años, no es casada pero convive con su pareja con el que tiene 3 hijos que son de las edades de 4, 6 y 16, se dedica a la venta y elaboración de pan y salteñas en su panadería que se encuentra en la localidad de Monte Grande, este préstamo es su primera secuencia dentro de la institución, La Sra. Angelica va a usar este préstamo para la compra de un horno grande y garrafas para su negocio, su razón para solicitar este préstamo es ampliar su negocio para generar más utilidades, la Sra. Angelica enfrenta retos en su negocio que son que su producción aumente y por ende las ganancias y va a utilizar los beneficios para mejorar la calidad de vida de su familia, sueña para su negocio es prosperar en el negocio para dejarles algo a sus hijos.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.