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Belia Yesenia
Belia, age 38, is the single mother of two children. She lives with them and her grandmother in the La Lima municipality, Cortes.

Belia’s business activity is a grocery store where she sells food products (rice, pasta, meat, sausages, flour, soft drinks, vegetables, beans, potatoes, bread, and medicine). She started her business with her own capital. Later, she managed to increase her inventory by using her earnings.

She now has a fixed clientele, which enables her to have an increase in her sales. Also, the demand for a greater supply of products has increased.

She has currently requested her fourth loan for 20,000 lempiras. She will use the loan to buy corn, sugar, cooking oil, and medicine. She will use the other part to repair a freezer. This way she will give her customers better service by selling excellent quality products.

Her dream is to increase sales and to use the earnings to grow financially. She will do this to support her children’s education and to attain a stable business.
View original language description ↓

Belia tiene 38 años de edad, es madre soltera, tiene 2 hijos y vive con ellos y su abuela en el municipio de La Lima, Cortes
La actividad económica a que se dedica Doña Belia es una pulpería donde vende productos alimenticios (arroz, pastas, carnes, embutidos, harina, refrescos, verduras, frijoles, papas, pan, medicinas). Inicio su negocio con capital propio, posteriormente con las ganancias logro aumentar su inventario. Ella cuenta en la actualidad con una clientela fija, lo que le permite un aumento en sus ventas y además la demanda de mayor oferta de productos.
Actualmente ha solicitado su cuarto préstamo de 20000 lempiras para invertir en la compra de maíz, azúcar, aceite de cocinar, medicinas, y otra parte para la reparación de un frízer(congelador). Y darle un mejor servicio a los clientes vendiendo productos de excelente calidad.
Su sueño es aumentar las ventas y con las ganancias crecer económicamente para apoyar a sus hijos en la educación y lograr un negocio estable.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Belia Yesenia to buy corn, sugar, cooking oil, and medicine. She will use the other part of the loan to repair a freezer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
May 19, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 27, 2013