Miguel is 26 years old and he is single with a two-year-old son. He makes and sells clothes for a living, selling from his stand in one of the markets in the town of El Torno. This will be his first loan cycle with the institution. Miguel will use the loan to buy rolls of fabric to make clothing. He is asking for this loan because he does not have enough working capital to buy fleece fabric. Miguel faces challenges in his business, such as growing his clientele, and he will use his profits to improve his family's quality of life. His dream is to have a stable business and to be able to offer his products in different markets in the city of Santa Cruz. Miguel is an enterprising young man and he is thankful for the opportunity that has been offered to him.
El Sr. Miguel tiene 26 años y es soltero con un hijo que es de la edad de 2 añitos, el se dedica a la confección y venta de prendas de vestir, el vende en su puesto de venta que es en uno de los mercados de la localidad de El Torno, este préstamo es su primera secuencia dentro de la institución, El Sr. Miguel usara este préstamo para la compra de rollos de tela para la confección de prendas de vestir, por esta razón solicito este préstamo ya que le falta capital de trabajo para la compra de tela polar, el Sr. Miguel enfrenta retos en su negocio que son crecer en clientela y va a utilizar los beneficios mejorar la calidad de vida de su familia, sueña por su negocio es tener un negocio estable y poder netregra sus productos a distintos mercados d la ciudad de santa Cruz, el Sr. Miguel es un joven emprendedor se siente agradecido por esta oportunidad que le brindan.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.