Gladiz Maruja's Group
Maruja is a 41-year-old single mother with one son. She has a small convenience store in the community.
Gloria is married, 32 years old and has five children. With the loan, she plans to start breeding small animals.
Olga is a 44-year-old single mother of two. She buys and sells tara (a native plant), sows and tuna in her community.
Maruja, Gloria and Olga dream of having their own homes, to have a bigger business and for their children to get a good education.
Translated from Spanish by Marty Greenstein, Kiva Volunteer
Maruja, Gloria y Olga pertenecen al Banco Comunal Pampachacra, ellas son de la comunidad de Pampachacra, distrito de Quinua.
Maruja es madre soltera, tiene 41 años y 1 hijo, Maruja tiene una pequeña tienda de abarrotes en su comunidad.
Por otro lado Gloria es casada, tiene 32 años y 5 hijos, Gloria con el préstamo que obtendrá comenzara con la crianza de animales menores.
Mientras que Olga es madre soltera, tiene 44 años y 2 hijos, Olga compra y vende tara, cochinilla y tuna en su misma comunidad.
Maruja, Gloria y Olga necesitan préstamos de 900 soles, 450 soles, 600 soles, dinero que será invertido en la compra de arroz, azúcar, gaseosas, tara, cochinilla y para implementar su pequeña granja.
Los sueños de Maruja, Gloria y Olga son construir su casa en la ciudad de Ayacucho, tener casa propia, tener un negocio más grande y que sus hijos estudien.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid