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Nana is 43 years old. She lives in a small village in the Kobuleti district, at the seaside of Georgia. She is married and lives with her husband, Emzar, and her four children (22, 20, 15 and 11 years old). The two younger children go to school. The elder children help their parents in the family agricultural business.

They have 2 hectares of land where they grow fruits and vegetables. Nana and Emzar sell the harvested products at the local open market. Also the family has two milk cows. Nana sells milk at the same market. The total average monthly income of the family is 1,000 GEL.

Nana requested credit for purchasing saplings of nuts. She will plant them in the family yard and after two years, the family will get the first harvest. Nana will sell the nuts locally to nut exporters. The income of the family will increase in the long term.

Nana plans to constantly reinvest the profit in the family business to expand it in the future.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Nana to purchase saplings of nuts for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
May 13, 2012
Currency Exchange Loss:
Jun 17, 2013