Rosa Zenaida is a teacher at a school. She is requesting a loan to buy telephone calling stations. With the help of this loan, she will be able to start a business. The purchase of the stations will be made in Guaranda. Her dream is to expand the business and acquire more stations. Rosa's challenge is being able to obtain a Master's degree.
In her free time, she enjoys fixing up her house.
ROSA ZENAIDA es profesora en un escuela. Solicita el crédito para comprar cabinas telefónicas. Con la ayuda del crédito podrá emoprender un negocio.
La compra de las cabinas lo hará en Guaranda. El sueño es poder ampliar el negocio y comprar más cabinas.
El desafío que tiene es poder sacar una maestria. En el tiempo libre le gusta areglar la casa.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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