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Ms. Fatema, aged 45, has been working in commerce since the age of 6. She sells fabrics, ready-to-wear outfits, and incense. She also sells soap and cosmetics. She is asking for a renewal of 300,000 francs CFA to be able to buy perfume, lotions, and soap.

Fatema has system for selling that consists of offering merchandise on credit and collecting the money daily. She has succeeded in paying back her loan normally and in diversifying her products and services.

Fatema is married and supports her husband in managing day-to-day expenses.

In the future, she would like to expand her business by varying her sales.
View original language description ↓
Madame Fatema, âgée de 45 ans fait du commerce depuis 6 ans. Elle fait de la vente de tissus, d’ensembles prêt à porter, d’encens. Elle est à son second crédit à l’IMCEC. Elle vend aussi du savon et des produits cosmétiques. Elle demande un renouvellement de 300000Fcfa pour pouvoir acheter du parfum, des crèmes, du savon. Elle a un système de vente qui consiste à donner la marchandise à crédit et à récupérer journalière ment l’argent. Elle réussi à rembourser normalement son crédit et à diversifier ses produits et services.
Fatema est mariée et appui son époux dans la gestion de la dépense quotidienne.
Dans l’avenir, elle aimerait agrandir son activité en variant ses ventes.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 45
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 507.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Fatema to buy fabrics, cosmetic products, and ready-to-wear outfits to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 12, 2012
Currency Exchange Loss:
Jun 17, 2013