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Naomi
Naomi is a 42-year-old lady and married. She has been blessed with three children: Andeling, 23; Sonya, 21 and Lian, 8. Andeling is married, Sonya is studying in University, and Lian is attending 3rd grade of Elementary School.

Naomi assists her husband in producing extra income for the family by selling cakes and sweet ice. She makes this kind of foodstuff herself. She distributes the products in a school canteen and kiosk near her residence. Sometimes the profit generated from the business is not sufficient in meeting her family's needs as well as the educational needs of Sonya and Lian.

Naomi met with a TLM loan officer who offered a loan product. She then requested a loan of IDR 12,000,000 from TLM. She would like to spend the loan on Sonya’s university costs and for purchasing more ingredients, i.e. wheat flour, frying oil, bananas, etc. for her business; also she would like to help her husband in enlarging his catfish business. She is expecting that the loan will bring more good impact for the business and family life.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 48
    View loans »
    Indonesia Loans Fundraising
  • $4,700,350
    Funds lent in using Kiva
  • 9,170.0
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,325 helped Naomi to pay for her children's educational fees and to buy wheat flour, frying oil, etc.
94% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
May 13, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013