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Khazhu is 58 years old, married, and has four children. Khazhu has been engaged in animal husbandry for a period of 25 years, after having started this business with a sum of 6,000 som (KGS). Thanks to persistent work, Khazhu currently has 2 dairy cows, 2 calves and 1 horse at her farm, and further 1.0 hectares of irrigated land, where she grows Bulgarian peppers.

With an aim to further develop her business, Khazhu turned to the organization "Bai Tushum & Partners" for a loan in the amount of 120,000 som (KGS) for the purchase of three heifers. Khazhu plans to invest the income from the loan in further increasing the number of farm animals.
View original language description ↓
Хажу 58 лет, замужем, имеет 4 детей. Хажу на протяжении 25 лет занимается животноводством и полеводством, начав этот бизнес с суммы 6,000 сом (KGS). Благодаря упорному труду Хажу в ее хозяйстве на сегодняшний день имеется 2 дойные коровы, 2 теленка, 1 лошадь, а также 1,0 га поливной земли, где она выращивает болгарский перец.
В целях дальнейшего развития своего бизнеса, Хажу обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 3 нетелей. Доходы от кредита Хажу планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Khazhu to purchase heifers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2012
May 14, 2012
Currency Exchange Loss:
Sep 17, 2013