On is 39 years old and married with eight school-age children. Two of her children quit studying and decided to work as garment laborers in Phnom Penh to help support their younger brothers and sisters, who are still attending school and need daily allowances. On aims to improve her family's status of living and provide her children with their basic needs, especially food and education. She engages in rice farming to generate income to satisfy her family's needs. She has been in this business for many years.
To improve the business, On is now asking for a loan from HKL and Kiva to purchase lubricant oil, fertilizers and pesticides to maintain healthier crops. She says that the loan will enable her to improve her business. She hopes that she will become successful in the future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.