John is a fifty-five-year-old married man living in Fort Portal, Uganda. His personal goals are to build a permanent house and to educate his children. He has been a farmer for the last fifteen years, and his main hardships are price fluctuations, inadequate capital to purchase stock, and seasonal weather.
However, he has a vision of expanding his business to new areas and of hiring employees to help him expand his business. John needs a loan to buy fertilizers for his garden in order to boost production.