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Update on Somoye

Somoye, now a widow with four children, used the Kshs.15,000 she asked for previously to buy wheat flour, and doubled her sales. She also used part of it to purchase palm leaves for sale. Her living standards improved with the profit she obtained.

She is now asking for Kshs. 20,000 to buy additional stock of wheat flour and beans to expand her business. She faces a major challenge of seasonality. She hopes someday to open a cafeteria.

Previous Loan Details

Somoe, a married woman with four children, owns the family home that has neither electricity nor piped water. Her greatest monthly expense is food for the family. For the past 10 years, Somoe has operated a bakery business, making and selling bread at the market to her neighbours and passersby. ... More from Somoye's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 742
    View loans »
    Kenya Loans Fundraising
  • $43,794,475
    Funds lent in using Kiva
  • 83.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Somoye to buy additonal stock of wheat flour and beans for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 27, 2012
May 12, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Somoye. It was first posted on Kiva on May, 2011. Learn More