Purza is 47 years old, married and the mother of two children. She is an Internally Displaced Person (IDP) who lives with her family in an IDP Settlement. She earns a living as a farmer and raises seasonal fruits and vegetables. She has more than 10 years experience in this field, and very skilled at what she does.
Purza usually sells her crops in the town's central bazaar. People in her area shop for fresh vegetables everyday because they believe they are crucial for staying healthy. They are also the basis of many national dishes, such as pilau and dolma. Fresh fruits are also popular to have on the table and are used to make fresh punch. Her monthly income is 80 AZN, but raising crops takes a lot of strength and means lots of time spent working out of doors. That is why Purza relies on help from her son. She is requesting a loan for AZN 1,000 to buy seeds and fertilizer. This will allow her to improve quality of the food she grows and increase her income. This will be her second loan, and she has good client history with our organization.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.