Kimsuo is 51 years old, a widow and the mother of one son and two daughters. One of her daughters is married and the other one works for a hotel in Phnom Penh. Her son is employed full time. Kimsuo lives with her parents in a village about 17 kilometers from Phnom Penh City. She earns a living by growing small trees. She is applying for her first loan, for $700, so that she can add it to some savings she has set aside to buy a motorbike for her son to use to drive to work. Because her son does not now have his own transportation, he currently commutes to and from work with a neighbor.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.