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Ruth
Ruth is 22 years old. She lives with Walter, with whom she has two children who are three years old. She is also 8 months pregnant with a third child. They live in their own house in the indigenous community of Santa Rosa in Chanchamayo.

She works with great dedication for the future of her family. Since she joined her life with Walter's, she started to work where she could find employment, but with her characteristic intelligence, she decided two months ago to open a business selling groceries and basic supplies. "I started out selling frozen drinks, and now my store is well-stocked", she said.

She also rents plots where she grows oranges and bananas; she pays the rent with the money she makes from the fruit that she harvests. She has been doing this for one year with the help of her husband. She spends the majority of her time in her store and taking care of her small children. Thus, she needs to hire help someone to help her in the fields. She says that the her business has recently begun to stabilize and allow her to sustain her family, but she is confident that with the support of these loans and her effort she will be able to achieve a better quality of life for her children.

This is the first loan Ruth is seeking from MFP. For this reason she is determined to make her repayments punctually. She joined the communal bank "Las Rositas de Ubiriki", where she feels comfortable and enjoys having responsible companions.

With the funds she is seeking, she will buy merchandise to stock her grocery store. The remainder will be to pay the laborers who harvest her crops.
View original language description ↓
Ruth tiene 22 años, vive con Walter, con quien tiene 2 hijos; de 3 años y otro de 8 meses de nacido. Viven en su casa propia ubicada en la comunidad nativa Santa Rosa en Chanchamayo.

Ella es una joven que trabaja con dedicación por el futuro de su familia. Desde que unió su vida a la de Walter empezó a trabajar en lo que pudo, pero con la inteligencia que la caracteriza hace dos meses decidió abrir un negocio de abarrotes y productos de primera necesidad. "Empecé vendiendo bebidas heladas, ahora mi tienda está bien surtida, me va bien", comenta.
Así también, cuenta con sembríos de naranjas y plátanos, para ello arrienda terrenos que paga con dinero y con los frutos que cosecha. Hace un año que se dedica a las labores del campo con la ayuda de su esposo. La mayor parte del tiempo está en su tienda y cuidando a sus pequeños hijos, por ello debe de contratar personal operario para trabajar sus tierras. Ruth menciona que recién está empezando a formar un negocio estable para sustentar a su familia, pero confía que con el apoyo de los préstamos y su esfuerzo puede lograr una calidad de vida decente para sus hijos.

Esta es la primera vez que Ruth solicita un crédito de MFP, por esa razón está decidida a pagar las cuotas puntualmente. Se integró al banco comunal "Las Rositas de Ubiriki", donde se siente cómoda y a gusto de tener compañeros responsables.
Con el dinero que ahora solicita comprará mercadería necesaria para surtir su negocio de abarrotes. Lo restante será para pagar al personal que limpiará sus cultivos.

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    Average annual income
  • 98
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    Peru Loans Fundraising
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