Update on Gladys JudithSra. Gladys is a member of the Commuanl Bank "Cochapamba". She lives in a neighboring community in the parish of El Valle in Cuenca. This parish experiences cold weather and its central area is a mixture of the ancient and the modern. There are large spaces where one can enjoy the natural beauty. The people are hardworking and determined individuals who engage in agriculture, trade, and livestock breeding. Many also have day jobs in the city.
Doña Gladys is 26 years old, married, and has a seven-year-old son who is an elementary school student in the city. Her husband works in construction as a bricklayer. They own the house in which they live.
Sra. Gladys is grateful to God that she and the rest of her family are in very good health. She has been working as a domestic employee for three years. At home, she has been raising pigs and chickens for four years. These activities enable her to contribute to the household expenses and to help her family move forward.
Her previous loan was invested in the purchase of animals, as well as construction materials for her house. She did not have any difficulty repaying the loan. Her new loan will be invested in the purchase of pigs, chickens, and feed for these animals. Gladys enjoys attending each of the Communal Bank meetings because she gets to meet with her friends and talk about various topics of interest. Her goal is to have a stable business, such as a store.
Doña Gladys tiene 26 años, es casada y en su unión conyugal ha concebido un hijo de 7 años de edad que está estudiando en una escuelita de la ciudad. Su esposo labora en la construcción como albañil, la casa en la que vive es de su propiedad.
La Señora. Gladys agradece a Dios ya que se encuentra gozando de muy buena salud al igual que todos los miembros de su familia. Nuestra socia labora como empleada domestica hace 3 años y en su casa cría cerdos y pollos hace 4 años, estas actividades las realiza para aportar a la economía de su hogar y sacar adelante a su familia.
Su crédito anterior lo invirtió en la compra de animales y también en materiales de construcción para su casa, en la cancelación de ese crédito no tuvo ninguna dificultad. Su nuevo crédito lo va a invertir en la compra de cerdos, pollos y en alimento para los mismos. La banca comunal le gusta porque en cada reunión se encuentra con sus amigas y platican de varios temas de su interés.
Su meta es tener un negocio estable como una tienda.
Previous Loan DetailsGladys is a member of the “Cochapamba” communal bank. She lives in El Valle Parish also known as “San Bautista de El Valle” and is located southeast of Cuenca. It is a corn producing zone. Among its attractions we can point out the Cochapamba Lagoon (full of Totora reeds). Its residents are… More from Gladys Judith's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 5 months (Additional Information)
- Repayment Schedule
- May 3, 2012
- May 19, 2012
- Currency Exchange Loss:
- Sep 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.