Ramona, age 61, has a small plantation where she grows taro and bananas to earn a living. She has been engaged in this business for four years. She and her husband have four children.
Ramona has requested a loan in order to buy new farming tools and farming chemicals. She will also spend part of her loan to pay for her children's education. She has been a member of SBPD for three years.
With her profits, Ramona hopes to start up another small business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.