Check out some available loans that are similar to this one!
Johana Estefania
Johana is 22 years old, married, and has one child. She previously devoted herself to doing household chores, but when she got married, she went to go live at her mother-in-law's house. Her mother-in-law taught her the business that she was in for 30 years. Today Johana has been in the business of selling seafood for a year and a half. She is already knowledgeable about what types of seafood sell the most, their names, their average prices, when certain seafood is in season, and how it should be prepared.


All of the merchandise is sold from her house, since that is where her business is located. She has the advantage of living near the beach, where almost all of the fishermen are her neighbors. They are the ones responsible for distributing the fish throughout the area in order to be sold.


Johana is requesting a loan from Fundación Campo in order to buy shellfish, fish, lobsters, crabs, and most of all, shrimp since it is in high demand and very expensive. This investment will provide her with sufficient funds to expand her sales, but most of all, she will be able to buy shrimp and lobsters. Johana desires to be independent, but up to now, she has worked alongside her mother-in-law. This loan will open up opportunities for her to start her own business.


Her wish is to live in her own home in the same area and manage her business with the intention of making it grow.

View original language description ↓
Johana tiene 22 años de edad es casada y tiene un hijo. Ella se dedicaba a realizar los oficios domésticos en su casa, cuando se caso se fue a vivir a la casa de la suegra y ella le enseño el negocio que conoce desde hace 30 años. Hoy en día Johana tiene un año y medio de dedicarse al negocio de los mariscos, ya conoce las especies que más se venden, nombres, precios promedio, época de venta y como prepararlos.

Toda la mercadería se la llegan a vender a la casa donde tiene el negocio. Ella tiene la ventaja que vive cerca de la playa, por que casi todos los pescadores son vecinos de ella y ellos mismos se encargan de distribuir la pesca en la zona para su comercialización.

Johann solicita el préstamo a Fundación Campo, para comprar mariscos, pescado, langosta, jaibas, pero sobre todo el camarón, ya que es el que tiene más demanda y es el más caro. Con la inversión dispondrá de dinero suficiente para expandir su venta más que todo en la compra de camarón y langosta. Así, ella se independizara, ya que hasta el momento trabaja junto con su suegra. Pero con el préstamo se le abrirán las puertas para comenzar con su propio negocio.

Su deseo es vivir en una casa propia en la misma zona y administrar su negocio por ella misma con propósitos de crecer.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 771
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Johana Estefania to buy shellfish, fish, lobsters, crabs, and shrimp.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
May 18, 2012
Currency Exchange Loss:
N/A
Expired:
Jun 17, 2012