It is the ninth time that these women are working with the microfinance institution Soro Yiriwaso, in order to meet the needs of their customers. DJENEBA sells condiments, while other women of the group are involved in general retail business, or sell firewood and rice.
Sitting first from the right in the photo, DJENEBA is planning to buy 50 kilos of pimento and one box of "Maggi" bouillon cubes. She buys her goods from wholesalers at the grand market in Bougouni. She sells on that same market or from home to a customer base which mostly consists of women. She sells retail, for cash and on credit.
DJENEBA is expecting average monthly profits to reach 90,000 CFA francs, part of which will be used to help her husband cover the daily expenses, while the rest will be invested in her business.
Elles sont à neuvième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Ce groupe de femmes fait le commerce général, la vente de condiments avec DJENEBA , du bois de chauffe et du riz .
DJENEBA , en première de la droite vers la gauche sur la photo, compte acheter avec son prêt, 50 Kilos de piments et et 1 carton de cube maggi . Elle s’approvisionne au grand marché de Bougouni auprès des grossistes. Elle vend au grand marché de Bougouni et à domicile à une clientèle composée de femmes en général, en détail, au comptant et à crédit.
Elle envisage réaliser un bénéfice mensuel moyen de 90.000FCFA dont une partie sera utilisée pour l’appui de son mari dans les dépenses quotidiennes et l’autre partie sera investie dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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