Update on GregoriaGregoria, 50, has four dependent children, ages 8, 10, 13, and 16. Her husband Enrique is in the town of San Julián working as a bricklayer. Gregoria lives in the Plan 3000 area. She has sold used clothing and footwear for approximately 10 years in the different markets in the capital of Santa Cruz.
The loan she is requesting is to increase her working capital buying merchandise--bundles of sneakers and boots. She used some of the capital she had because of an investment she made to build her son's house
Gregoria is a kind and hardworking person. She is grateful to the institution for the support given.
Previous Loan DetailsGregoria has 7 children, 4 of them are still dependent on her. Her husband, Enrique, is working as a brick layer in the town of San Julian. Gregoria lives in a zone designated as Plan 3000, and for approximately 9 years now she has worked selling clothing in different markets around the… More from Gregoria's previous loan »
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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