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Elizerbeth is a hairdresser at Anyerenyin near Takoradi. She is married and has three children. Her husband is a welder. Elizerbeth has been a hairdresser for five years. She uses her income to support her husband to pay their utility bills. Her loan will be used to purchase hair creams, hair extensions, and a hair dryer for her work. She hopes to use the new profits to open a beauty salon to make her work easy.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,982,275
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elizerbeth to purchase hair creams, hair extensions, and a hair dryer for her work.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 2, 2012
May 12, 2012
Currency Exchange Loss:
Dec 18, 2012