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Odila
Odilia, 51, makes clothes for women, men and children. Her main products are blouses, pants and dresses. She started this work at the age of 18 when she learned it by tradition because her mother was also in this occupation and Odilia grew up helping her. Her desire for self-improvement led her to study at SENA, the National Learning Service and to complete a course in Commercial Direction. To put everything she’d learned into practice, she opened her first sewing shop with her cousin at her aunt’s house and strengthened her skills there and gained much experience and a good clientele to such an extent that she was able to relocate to a more comfortable, strategic place.

She worked in this shop with her cousin for two years but eventually moved to a different city and Odilia started anew to run her business by herself. She did this for five years and her micro business grew, she became more technologically adept and she perfected her skills.

When she formed her own family and had her daughter, she concentrated on her for the next five years and when she was ready to return to work again she retook her art working in various workshops as an employee. There she learned how to make party dresses, wedding gowns and haute couture in general. This was how when she was ready again to start a business of her own, her sister-in-law helped her because she took out a loan in her name to buy her first machines and with that she was able to acquire regular customers to be able to pay for this purchase and with profits is exactly what she did.

Her shop currently has two plain machines, one overlock machine and one family machine. She has approximately 150 customers and she sells on credit and for cash. To accept a contract she asks for a 50% down payment and the remainder is paid upon delivery. She pays cash for her supplies in nearby stores.

She lives with her 15 year old daughter who helps her very much in the business because her creativity is bottomless and Odilia takes advantage of it because she is genius when it comes to clothing design, something that she’s passionate about. Odilia is very proud of her daughter and she works every day to provide her with more opportunities to be successful at whatever she likes which is precisely designing the clothing line.

Her Kiva loan is the first financing from Fundación Mario Santo Domingo that she’ll use to buy an industrial blind stitch machine to better finish the articles of clothing, a steam iron and bolts of fabric to make women’s dresses and have stock available to display for Mother’s Day, one of the seasons of highest commercial movement when Odilia’s profits usually increase helping her to reach her dreams.
View original language description ↓
Odilia de 51 años de edad se dedica a la confección de ropa para damas, caballeros e infantil; sus principales productos son blusas, pantalones, y vestidos. Esta actividad la inició desde sus 18 años, cuando aprendió por tradición, pues su madre también se dedicó a ella y Odilia creció ayudándola. Sus deseos de superación la llevaron a estudiar en el Servicio Nacional de Aprendizaje “SENA” y terminar la carrera de Dirección Comercial; para poner en práctica lo aprendido con su prima dio apertura un taller de confecciones en casa de su tía, con ello afianzó sus conocimientos y adquirió mucha mas experiencia y una gran clientela, hasta el punto que debió mudarse para ubicarse mas cómoda y estratégicamente. Durante dos años trabajó con su prima en este taller, pero finalmente ella emprendió su viaje a otra ciudad y Odilia debió nuevamente re direccionar su propuesta sola, como lo hizo durante 5 años en los que su microempresa creció, se tecnificó y se perfeccionó. Al organizar su familia y con el nacimiento de su hija, se concentró en ella durante 5 años y cuando estuvo todo listo para trabajar nuevamente, retomó su arte, trabajando en diversos talleres como empleada, allí aprendió la confección de ropa de fiestas, vestidos de bodas y en general de alta costura. Así fue como al estar preparada para emprender su propia aventura de negocios, su cuñada fue quien la ayudó, pues a su nombre obtuvo el crédito de las primeras maquinarias y con ello el ejercicio de lograr clientes sostenibles, para poder pagar esta adquisición, con sus utilidades como efectivamente lo hizo. En la actualidad su estructura está conformada por 2 máquinas planas, 1 fileteadora 1 maquina familiar, tiene aproximadamente 150 clientes y vende a crédito y de contado; ella para realizar la transacción pide un anticipo del 50% y el saldo, una vez entrega la prenda. Sus compras las realiza de contado en almacenes cercanos. Así mismo como vive con su hija de 15 años, esta la ayuda mucho en el negocio, porque tiene una fuente de creatividad inagotable, que Odilia aprovecha, pues es genial en el diseño de las prendas, oficio que le apasiona. De su hija Odilia se siente muy orgullosa y todos los días trabaja, para ofrecerle muchas oportunidades de que sea exitosa, en lo que a ella le guste, que es precisamente la línea de diseños. Su credikiva es el primer financiamiento que hace a la Fundación Mario santo Domingo, mediante l cual comprará una máquina industrial recubridora, para dar un mejor acabado a la prenda, una plancha a vapor y rollos de telas para elaborar vestidos femeninos y tener un stock que mostrar para el día de las madres, una de las temporadas de mas movimiento comercial, en la que usualmente se incrementan las utilidades de Odilia, que la ayudan al cumplimento de sus sueños.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 303
    View loans »
    Colombia Loans Fundraising
  • $13,796,725
    Funds lent in using Kiva
  • 1,770.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Odila to buy an industrial sewing machine, a steam iron and bolts of fabric.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
May 17, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 27, 2013