Kheng is 44-year-old married woman who has five children. She owns and manages a rice farming business to earn a living and support the family. Some of her children still need daily allowances from her, while the others are employed and work for a garment factory in Phnom Penh. She has been a farmer for almost 22 years and usually earns a little profit. In this matter, Kheng decided to devote herself to collecting and buying recycled materials through the commune for extra income.
Due to inadequate capital to invest in her current business, Kheng has applied for a loan to keep as a sufficient fund for the purchase of recycled materials in her buy-and-sell business. She believes that he will be able to increase her yields and income as she continues to work hard and make improvements to her business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.